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Struggling small business owners differ in many respects from consumer debtors. First, small business owners may owe substantially more money than consumer debtors. This is because businesses can consume lots of cash, and it is not uncommon for business owners to go "all in." These owners often invest every asset that they own and will invest borrowed money as well. If the business fails, the owner can end up in a very difficult financial position. The lawyers at Goff & Goff have been advising small business owners for decades. We are able to determine what debts are obligations of the owner versus obligations of the business. We are able to help our clients prioritize what debts need to be paid. We are comfortable negotiating with creditors on the business owner's behalf. If necessary, we can help the business owner prepare and file a personal bankruptcy. Once the case is filed, we prepare our client for the creditor's meeting, and we can deal with and have experience addressing virtually any issue that can arise during the bankruptcy process. If you own a small business that is struggling financially, and do not know where to turn, feel free to give us a call at (303) 415 - 9688.