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Publish Date: 1/23/2005

 
Mikaela Mirabal, pictured two years ago, and her grandmother won a battle against the company that sold Natalie Mirabal a life insurance policy.
Times-Call file photo

Mirabal daughter to receive $250K payment


BOULDER — Until recently, the only things 5-year-old Mikaela Mirabal had to remember her mother by were two receiving blankets Natalie Mirabal kept her in when Mikaela was an infant.

In December, Mikaela and her grandmother won a two-year battle against the company that sold Natalie Mirabal a $250,000 life insurance policy shortly before the Longmont woman was murdered by Mikaela’s father.

“I’m very pleased,” Enselma Vasquez, Mikaela’s grandmother, said Friday from her New Mexico home. “One day, I’ll be able to tell her, ‘You not only have these blankets, you have this money that your mom left you.’”

In 1999, Matthew Mirabal strangled and decapitated Natalie Mirabal before dumping her body in Lefthand Canyon. Matthew Mirabal was convicted of murder in 2000 and sentenced to life in prison.

During his trial, prosecutors argued that Matthew Mirabal had urged his wife to apply for life insurance, intending to murder her and collect the payment.

After Mirabal’s conviction, Protective Life Insurance Co. claimed that his wife’s policy was void because he had murdered her.

But Boulder attorney Lance Goff, who represented Mikaela in the insurance case, took the case to court and argued that Natalie Mirabal was self-motivated when she obtained the policy.

“She had just had a child,” Goff said. “She applied for it and signed the papers.”

Goff called the case “extraordinary,” in part because the insurance company fought the claim for nearly two years after it was filed in February 2003.

Goff would not comment on specific terms of the deal because of a confidentiality agreement. However, a settlement filed Dec. 9 in Boulder County District Court explains how the payment will be divided.

Mikaela Mirabal will receive $154,380 in an investment account that will be available to her when she turns 21. An additional $3,000 will be given to Enselma Vasquez “for Mikaela’s benefit,” while the remainder will cover attorney fees, according to court documents.

Vasquez, who is now Mikaela’s guardian, said the settlement with Protective Life is a relief because it ensures that Mikaela will be taken care of, even though her father is serving a life sentence for murdering her mother.

“She’ll be comfortable. She probably won’t be a millionaire,” Vasquez said. “At least if I’m going to see the Lord some day, she’ll have something to fall back on.”

She said she hopes Mikaela uses the money to attend college.

Vasquez described her granddaughter as a “very smart, very loveable” kindergartner who still misses her mother at times.

“This can’t replace her mom,” she said. “There are times when she wants her mom. There are bittersweet moments, like when she went to school for the first time.”

An attorney for Protective Life Insurance said he could not comment on the case.

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